what we do is we kept them, we put handcuffs on them, and we put them in jail and make them stand trial and a for their crimes. these people are being convicted and going to jail. this is an unscrupulous, to have a crime that is targeting people who are struggling during this financial crisis. we get calls related to those. we are trying to educate homeowners about that so they did not become victims in the first place. but a lot of people will lose their homes of the situation. host: christy romero, special inspector general for tarp. the question about the teeth -- question of to this executive pay, if treasury signed off on it, what can sigtarp really do? guest: we make recommendations to treasury and a half to be dealt with. we also report to congress. we send these reports to congress and congress helps put teeth in it. but a ultimately we have a lot of recommendations that are not implemented and they need to be. this is an example that shows how bad it can be a treasury does not implement the recommendation. i am looking forward to a new secretary of treasury coming in to talk ab